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Community Rating System for Hanahan

I am pleased to announce that the City of Hanahan will officially become a member in the Community Rating System (CRS) effective October 1, 2018. We started back in 2014 working with our consultant to begin the steps to enter the program. Lisa Sharrard, Carolina Flood Solutions LLC, dba as U.S. Flood Solutions LLC, has been our consultant throughout this process.

This has been a very intensive process to get to this point. Our plan was to have the city enter at a class 8, which would give residents a 10% reduction. One of the measures that the City had to comply with was the formation of The Hazard Mitigation Planning/Program for Public Information Committee which was formed on 7/12/16. That Committee met on 10/15/16 and 11/15/16 to work on the plan. The results from those meetings were formulated by our consultant, and three documents were produced. One was the “Program for Public Information” and the other was the “Flood Insurance Coverage Assessment and Coverage Improvement Plan.” These were approved by Council on 3/14/17. The third document was the “Supplements and Update to the Berkeley County Hazard Mitigation Plan for 2017-2018.” This was approved by Council on 4/11/17.

A letter was sent on 4/24/17 to FEMA requesting asking ISO to visit and audit us. City staff also performed inspections for the Repetitive Flood Loss Area Analysis (RLAA) during August of 2017. Those findings were then incorporated into a plan and was adopted by council in 2018. The ISO representative visited the Building and Codes office to conduct an audit on September 28, 2017. The findings from the audit were then sent to FEMA for review.

On September 1, 2018, I received information from FEMA that effective October 1, 2018, the City of Hanahan will be entering the Community Rating System Program at a Class 7 (15%) reduction for our residents who live in a flood zone. We were able to exceed our original expectations, for which I am very excited about. Our residents who live in the flood zones will not have to do anything extra to obtain the discount. When their policy goes to renew, their insurance company will automatically apply the discount. If a resident is looking at obtaining new insurance, the discount will automatically apply.

I am excited that the City will now be a part of the CRS program of the National Flood Insurance Program (NFIP), and will be able to provide assistance to our residents.



Larry Sturdivant

City of Hanahan

Building Official



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