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Flood Mitigation Assistance and Hazard Mitigation Grant Programs

FEMA LogoThe City of Hanahan takes repetitive flood seriously and is willing to assist eligible homeowners with the application process to mitigate repetitive flood problems. The Flood Mitigation Assistance and Hazard Mitigation Grant Programs are competitive grant programs, administered by FEMA, that provides funding to states, local communities, federally recognized tribes and territories. Funds can be used for projects that reduce or eliminate the risk of repetitive flood damage to buildings insured by the National Flood Insurance Program. FEMA chooses recipients based on the applicant’s ranking of the project and the eligibility and cost-effectiveness of the project.  FEMA will select eligible individual flood mitigation project applications on a nationwide competitive basis in the following prioritized order:

  • Severe Repetitive Loss(SRL)(B)(ii):Projects that will mitigate flood damage to at least 50 percent of structures included in the sub-application that meet the definition of an SRL property: At least two separate NFIP claim payments have been made with the cumulative amount of such claims exceeding the market value of the insured structure.
  • Repetitive Loss (RL): Projects that will mitigate flood damage to at least 50 percent of structures included in the sub-application that meet the definition of a RL property: Property has incurred flood- related damage on two occasions, in which the cost of the repair, on the average, equaled or exceeded 25 percent of the market value of the structure at the time of each such flood event.
  •  SRL (B)(i): Projects that will mitigate flood damage to at least 50 percent of structures included in the sub-application that meet the statutory definition of an SRL property: Four or more separate NFIP claims payments have been made with the amount of each claim exceeding $5,000, and with the cumulative amount of claims payments exceeding $20,000.

Eligible projects include acquisition/demolition and elevation. Demolition/rebuild maybe an option with very limited funding and higher cost share, there may be a cost share (up to 25%) involved that eligible homeowners wishing to apply would have to bear the cost for. The are no funds available from the City to help with meeting the cost-share requirements. Download this flyer that gives an overview of the grant process. If you are interested, please contact (843) 576-5260 for more details.

https://www.fema.gov/flood-insurance

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